Review the application’s terms
The Used Car Factory’s credit application is provided through dealr.cloud. Review its disclosures, privacy information and authorizations before entering and submitting your information. Those terms are displayed within the application itself.
What happens after you apply
The dealership and its approved financing providers review the information you submit. They may request documents or contact you to verify details. An application, payment estimate or confirmation of receipt is not a financing approval, rate offer, reservation or purchase agreement. Available programs and terms depend on review of your application and the vehicle.
Information used for your application
The application requests contact and identity details, residence and employment history, income, and optional vehicle and trade-in information. When authorized, consumer reports and verification information may also be used to assess financing. See our privacy notice for information about website data handling and contact the dealership for its financial privacy disclosures.
Joint applications
Choose a joint application only when both people intend to apply together. The co-applicant should enter their own information and provide their own authorization. Do not submit another person’s information without their participation and consent.
Communication and corrections
The team may contact you about your application. If you need to correct information or are unsure whether an application was received, call (801) 906-8111 before submitting again. Do not email Social Security numbers or other sensitive financial information.
Go to the application